Once U.S. Treasury approves the PAHAF plan, assistance will be available for the following qualified housing-related expenses for the purpose of preventing homeowner mortgage delinquencies, default, foreclose, and displacement.

Mortgage Reinstatement Assistance

Provides funds to bring a first mortgage current and to pay other housing-related costs, such as taxes and insurance if included in the mortgage payment, related to a period of forbearance, delinquency, or up to the maximum per household assistance cap of $30,000.

Mortgage Payment Assistance

Provides forward payment assistance only to homeowners who qualify for financial assistance under the “reinstatement option” for up to 6 months or until the maximum per household assistance cap of $30,000 is reached.

Property Charges Assistance

Provides funds for past due property taxes, reverse mortgage insurance premiums, homeowner association (HOA) fees, condominium fees, or common charges that put ownership of the property at-risk including mortgage foreclosures and displacement of homeowners experiencing financial hardship. Maximum assistance is capped at 24 months or

• $5,000 for delinquent property taxes
• $3,000 for insurance premiums
• $5,000 for delinquent homeowner/condominium fees

Utility Payment Assistance

Provides funds to resolve delinquent payments for utility services, particularly for those utility bills where no program currently exists in the Commonwealth, and that there is  imminent loss of of utility disconnection, liens, possible foreclosure or homeowner displacement. Maximum assistance is capped at 24 months or $3,000.